Occupation: Marketing director
Industry: Pharmaceuticals
Age: 47
Location: Arizona
Salary: $200,000
Net Worth: ~$1,795,000 (This total includes $330,000 in a personal annuity that I purchased last year with the proceeds of the sale of my condo, $155,000 in a high-yield saving account and my checking account, $115,000 in my company’s 401(k), $195,000 in home equity, and approximately $1,000,000 in life insurance, various IRAs, mutual funds, and annuities. I am both partner-free and child-free by choice, and plan to leave my estate to various non-profit organizations.)
Debt: $440,000 mortgage on a home I bought last year.
Paycheck Amount (2x/month): $6,000
Pronouns: She/her
Industry: Pharmaceuticals
Age: 47
Location: Arizona
Salary: $200,000
Net Worth: ~$1,795,000 (This total includes $330,000 in a personal annuity that I purchased last year with the proceeds of the sale of my condo, $155,000 in a high-yield saving account and my checking account, $115,000 in my company’s 401(k), $195,000 in home equity, and approximately $1,000,000 in life insurance, various IRAs, mutual funds, and annuities. I am both partner-free and child-free by choice, and plan to leave my estate to various non-profit organizations.)
Debt: $440,000 mortgage on a home I bought last year.
Paycheck Amount (2x/month): $6,000
Pronouns: She/her
Monthly Expenses
Mortgage: $3,250 (The sale price was $635,000 and I put $200,000 down. I’ve made over $100,000 in improvements, but it’s difficult to say what the current value is given that it’s not a seller’s market right now, so my equity is based on the sale price.)
Investments: $600
Utilities: $300 (electric, water/sewer, garbage/recycling, and fiber optic internet)
Health Insurance: $170
Cell Phone: $135
Annual Expenses
401(k): $23,000 (I max it out annually.)
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